FICO scores will be soon improved by predictive analytics. This new approach is more accurate and can extend to the entire debt management process. Badly assessed financial risks were at the core of the financial crisis in the late 2000s. Banks and credit companies used faulty models which did not

It’s been one month since GDPR, General Data Protection Regulation, a policy set in place to address the digital age’s ever increasing flow of personal data, went into effect for European industries. GDPR is meant to give consumers more control over their personal data usage by companies, and this shift

Social platforms such as Quora, Reddit or Stack Overflow are gaining popularity as users can easily exchange information within the social community without any barriers. How and why can blockchain make these platforms more credible? Ralph Tkatchuk finds out. The internet and the rise of social media has significantly changed

The arrival of the first pillar of the Payments Services Directive, Part 2 (PSD2) in January this year laid the groundwork for a more open banking system. It is set to transform the financial services industry in the European Union (EU) by putting the customers in control of both their

It’s impossible to discuss cryptocurrency without at least mentioning Bitcoin. It is, after all, the functional forefather of the cryptocurrency space. It’s the currency that everyone thinks about when you mention crypto, and the one by which virtually every other contender in the field is measured. It also has a

Hoover, Tannoy, Jacuzzi and Onesie. Some brand names become so popular that they become household names beyond their own product. Now, we can add Bitcoin to that list. The coin’s rise from $1,000 to $20,000 in value during a crazy 2017 has catapulted it into the public eye. While it’s

Who goes there, friend or foe? The emergence and development of innovative and flexible financial startups is causing a revolution in financial markets by proving that financial services can be built from the ground up, in response to real user needs. So much so that gaining customers’ trust, along with

Whatever your field expertise, it’s a near guarantee that a handful of nimble, data-driven technologies have changed the game for you and everyone you work with. Stay up to date on how industry leaders are responding by checking out these four panels (among many more) taking place at Data Natives

Last year was full of exciting events. As soon as solarisBank received its banking license, a new chapter was opened for the company, as well as for me. We faced a tough but an exciting challenge: as a tech company with a banking license, we needed a strong BI team

Data Natives speaker Nasir Zubairi is the CEO of LHoFT Foundation (The Luxembourg House of Financial Technology), a public-private sector initiative that drives technological innovation for Luxembourg’s Financial Services industry and Luxembourg’s hub for FinTech startups. With two decades of experience in Financial Services, he has been particularly involved in