In an increasingly competitive market, how are fintech companies adapting to improve their decision making? In industries such as insurance, capital markets, cryptocurrency, wealth and asset management — alternative data is proving to be a valuable source of insight. Like a broken leaf to a hunter or a change of

Banking as a Service (BaaS) is the democratisation of financial capabilities that have fiercely been protected, isolated and hidden in silos for hundreds of years by banks. The fact that BaaS opens up banks’ capabilities and essentially empowers anyone to be able to create their own financial products, goes against

Fintech is opening floodgates of opportunity for ambitious startups that previously had no hopes of overcoming barriers to entry in the finance field. With the desire to innovate and succeed, however, gutsy startups are now promoting financial literacy and reaching previously underserved groups with brand-new retail banking and investment services.

Millions of online accounts have personal data stolen on a daily basis, including from large corporations that users believe to be trusted. Here are just 6 of the recent largest data breaches that you’ve likely been affected by and should cause you to check your accounts more often.   The

In the age of the internet, personal data is more vulnerable to attacks than ever before. Here’s how edge security provides protection for consumers from their information being exposed to the clutches of the dark web.   Currently, data storage by corporations involves customers providing companies with their private data

It’s been one month since GDPR, General Data Protection Regulation, a policy set in place to address the digital age’s ever increasing flow of personal data, went into effect for European industries. GDPR is meant to give consumers more control over their personal data usage by companies, and this shift

Social platforms such as Quora, Reddit or Stack Overflow are gaining popularity as users can easily exchange information within the social community without any barriers. How and why can blockchain make these platforms more credible? Ralph Tkatchuk finds out. The internet and the rise of social media has significantly changed

Who goes there, friend or foe? The emergence and development of innovative and flexible financial startups is causing a revolution in financial markets by proving that financial services can be built from the ground up, in response to real user needs. So much so that gaining customers’ trust, along with

GDP forecasting for the world’s major economies is no easy task, but new tools and ideas are always offering us ever more pragmatic insights.  For that reason, I am very optimistic about the possibilities that machine learning opens up for us in macroeconomic forecasting. In my work, I try to

Data Natives speaker Nasir Zubairi is the CEO of LHoFT Foundation (The Luxembourg House of Financial Technology), a public-private sector initiative that drives technological innovation for Luxembourg’s Financial Services industry and Luxembourg’s hub for FinTech startups. With two decades of experience in Financial Services, he has been particularly involved in