fintech

The Layman’s Guide to Banking as a Service
Banking as a Service (BaaS) is the democratisation of financial capabilities that have fiercely been protected, isolated and hidden in silos for hundreds of years by banks. The fact that BaaS opens up banks’ capabilities and essentially empowers anyone to be able to create their own financial products, goes against

Here is a look at where Fintech is leading us and Why
Fintech is opening floodgates of opportunity for ambitious startups that previously had no hopes of overcoming barriers to entry in the finance field. With the desire to innovate and succeed, however, gutsy startups are now promoting financial literacy and reaching previously underserved groups with brand-new retail banking and investment services.

How blockchain is changing the way we pay
The rise of financial technology and digital payment solutions is helping the world go cashless. Cashless payment methods now cover a wide range of technologies – there are physical cards, online gateways, mobile apps, and digital wallets. Blockchain-enabled payments and cryptocurrencies are also on the rise. Methods are enjoying varying

3 ways BI is changing the game for fintech
Fintech is becoming an increasingly competitive market. A KPMG analysis saw investments decline in 2016 and investors are now more cautious about betting on segments that are becoming saturated. Lending and payments are two segments that saw increased participation over the past two years. Competitors come in all forms. We

Blockchains could be every Data Scientist’s dream
Bitcoin is currently trading at over $1250 and if you are someone who invested a grand in bitcoins back in 2011, your investments are potentially worth over $600K. The most valuable contribution of the bitcoin community is not in the financial returns itself, but in the introduction of blockchain technology.

FinTech’s Greatest Challenge – Identity & Trust in a Data Economy
As humans, we were born to trust and form social connections. When we enter the world, within an hour we will draw our heads to seek the eyes or face of the person gazing at us. The Oxford Dictionary defines trust as “a firm belief in the reliability, truth, ability,

The Definitive Guide to Digital Banking Platforms
Did you doze off and miss the digital banking revolution? If so, here is your indispensable guide to choosing a digital banking platform The innovative nature of the financial services industry calls for constantly introducing new solutions to the market. Nowadays, implementing digital banking platform is a must, and should

2017 – The Year Data Made Bank?
Financial data finally starting to pay off If you are in Finance, you would have read at least one of the many predictions articles that poured from all directions on the internet in the past month. This is not trying to be yet another one but focus on the CX

Data Hoarding and Alternative Data In Finance – How to Overcome the Challenges
Financial institutions have become data hoarders Banks, hedge funds, and asset managers have become data hoarders. However, many of these firms find it difficult to make use of all of this data. They need tools that can be used to extract information from various internal unstructured content and to democratise

4 Things Businesses Need to Know About Fintech
The term ‘Fintech’, applies to a very broad range of innovative solutions for the financial sector. Because this term is so broad, it doesn’t just impact financial businesses. All kinds of companies must make financial decisions, accept payments, and pay invoices. Since new and cutting-edge financial tools may impact the