Patrick Koeck
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Patrick Koeck

Patrick Koeck currently works as Chief Risk Officer in Creamfinance, an online consumer finance company focusing on Smart Data scoring and aiming to become one-click loans' company to consumers globally.

Before coming to Creamfinance he tested his mettle in companies such as Alkoe GmbH, the Coca-Cola Hellenic Bottling Company and KPMG Austria, where he focused on database management and Financial Controlling.

5 Ways The Fintech Revolution Will Reshape Personal Finance

The Fintech revolution powered by Smart Data is happening. Startups are disrupting financial technology that remained unchanged for decades. The new non-bank lenders adapt to emerging technologies and manage to integrate them into risk management, customer relationship management and pricing in order to enhance the service. The Fintech revolution is

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