Ralph Tkatchuk
Author Archive

Ralph Tkatchuk

Ralph Tkatchuk is a freelance data security consultant and expert with 10 years of field experience working with clients of various sizes and verticals. He is all about helping companies and individuals safeguard their data against malicious online abuse and fraud. His current specialty is in eCommerce data protection and prevention.

Blockchain

When planning a trip, today’s travelers are brought into contact with a multitude of services designed to meet their transportation, accommodation and entertainment needs. However, the modern travel industry is one of the most stratified around, meaning that websites are just customer-facing points of contact at the end of a

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BlockchainCybersecurityFeatured

The internet has long been a consummate environment for collecting immense amounts of data from large swathes of the population. With the increased use of cookies and other data mining tools, the internet is, essentially, a bottomless trove of useful data. This collected information is highly prized by companies and marketers, who

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Blockchain

Countless words have been written in recent years about the rise of the ‘gig economy’. As the natural evolution of the freelance model, the gig economy is based on short-term and temporary jobs handled by contractors and other independent workers. Instead of hiring full-time staff, freelancers offer a concise way

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Blockchain

Blockchain technology has rapidly asserted itself as one of the most potentially disruptive technological forces of the 21st century. Just like the internet has had far-reaching implications and touched upon nearly every aspect of modern life, blockchain architecture can create a wave of radical changes similar to those brought on by

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Blockchain

Blockchain’s reach has gone past FinTech and is now finding more applications in cybersecurity. Threats have become more rampant and complex. As such, cybersecurity firms are now looking to leverage these emerging technologies to provide improved solutions to these threats. Distributed denial of service (DDoS) attacks remain to be among

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FeaturedFinanceFinTech

The financial technology field is rapidly expanding, but remains in flux and continues to be unpredictable. Fintech’s use of AI, algorithms, and modern technologies can transform traditional banking, but still faces some resistance.  Some fintech companies are finding billion-dollar markets in the gaps left by outmoded banking services. Nevertheless, there are still

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Big DataTechnology & IT

A recent Cowen survey reveals that businesses are showing increased adoption of cloud computing. Leaders Amazon Web Services (AWS) and Microsoft Azure also continue to control majority of the public cloud market. Organizations are also looking to benefit from increased cloud adoption. Design software giant Adobe’s Q2 earnings report showed 27 percent growth. Its cloud-based services continue

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BlockchainFinTech

The rise of financial technology and digital payment solutions is helping the world go cashless. Cashless payment methods now cover a wide range of technologies – there are physical cards, online gateways, mobile apps, and digital wallets. Blockchain-enabled payments and cryptocurrencies are also on the rise. Methods are enjoying varying

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Data Science

One of the great things about running a startup is that you’re working with a clean slate. If you have worked with a different organization before, you may have had issues with culture and people that you probably don’t want happening with your own company. Existing organizations, especially the established

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fintech business intelligence
BI & AnalyticsData ScienceFinTech

Fintech is becoming an increasingly competitive market. A KPMG analysis saw investments decline in 2016 and investors are now more cautious about betting on segments that are becoming saturated. Lending and payments are two segments that saw increased participation over the past two years. Competitors come in all forms. We

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